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Posts Tagged ‘Insurance’

My doctor didn’t inform me she no longer accepted my insurance prior to my visit.?

22 Aug

I had an emergency call to my endocrinologist on friday needing a prescription for insulin pump supplies. She wouldn’t fill that prescription but called in lantus and humalog and told me to take shots. The nurse said she would see me monday morning. At that appointment she told me she was dropping me as a client for ‘non compliance’. It wasn’t my fault my pump came unattached in the middle of the night and it wasn’t my fault it take 30+ days to reschedule a missed appointment(work got in the way). She gave me a letter saying she would cover me for 30 days and refer me back to my PCP not another specialist. She wrote me a prescription for more insulin, No pump supplies and no syringes. I now receive a bill for the full amount of the visit and an EOB from my insurance saying she was out of network provider. Basically meaning she dropped my insurance between my last visit and this one. My question is: Are doctor’s required to notify patients they are no longer accepting their insurance prior to their next visit? Is there anything I can do to report this.

Currently appealing with my insurance company, but shouldn’t the fault rest with the doctor?

 
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What insurance will cover medical supplies for a 20 year old male type 1 diabetic?

20 Jul

I’ve survived long enough on no insurance. I used to have state farm insurance through my parents and they would pay for my insulin/test strip/needle/etc… costs. But I’ve been paying for it on my own through out my college years because I got married.

I live in Michigan and am married. I am a college student with senior standing.

Could somebody please help me?

 
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How can I get glimpiride and metformin without a Script. Lost my insurance but still have type 2 diabetes?

16 Jul

I am trying to save on a trip to the doctor. Is there a way to recieve
meds for type 2 diabetes. And is there some kind of vitamins that
produce the same result? I’ve been taking fish oil daily.

 
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Questions About My 2nd Level Insurance Appeal…?

22 Jun

I am battling Aetna PPO to cover a diabetic DME (Continuous Glucose Monitor). I have followed every step/policy Aetna has asked of me to complete this appeal process. I am ANGRY that when I ask something of them, they do not even acknowledge my request! In my last appeal letter I specifically asked for 4 things from them if they denied my appeal again:
1. Study references they used to deny my appeal (URL format)
2. Full listings of financial and other relationships which any insurance companies and other payers (such as Medicare/Medicaid, Military “Tricare”, VA, etc.) have with their study authors.
3. Medical license numbers of their decision maker(s).
4. An appropriate legal contact’s address.

My questions is: Do I just go ahead with my next appeal, or do I call them up on not supplying me with the information that I requested and demand that they do it?

Thanks for your help
Marcy

 
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Utah Health Insurance Options?

09 Jun

I am looking for an individual health insurance policy that allows me to go to any doctor in the country, and will insure me for high blood pressure and diabetes. I have been denied by Altius, Blue Cross, and IHC. Are there any other options?

 
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Why Does Insurance Handle Mental Health Different From Other Health Conditions?

08 Jun

For years most insurance coverages have treated mental heath care different than other types of heath care.
The copays are usually 80/20 for a person who deals with an ailment like diabetes.
The copay for someone who has clinical depression is usually 50/50.
I would believe the 1994 American with Disabilities Act would prohibit this.
Obviously not and it seems this is standard practice in the insurance industry.
Since each are medical conditions with a mortality risk, how can they (insurance) do this?

 
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recommendable life insurance company for individuals with diabetes?

07 Jun

I’m looking for a company that provides life insurance for individuals with diabetes. My son is 23 with juvenile diabetes and I’m having a hard time finding a company to insure him because of that.

 
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Nanny Health Insurance?

07 Jun

I work and live in NJ and I need health insurance. What do you need to qualify for Medicaid or such?
After bills (rent student loans car etc) I dont have much left and because I was recently diagnosed with diabetes, I HAVE to find low income health insurance. Any leads would be helpful as everything I can find is $400+ per mo!!
thanks

 
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Anybody that has diabetes do you think their should be a insurance plans just for diabetics?

06 Jun

Anyone who is a diabetic should understand where i’m comeing from because being a diabetic is very expensive. I’m type 1 and been a diabetic since I was 3yrs old and it’s a struggle everyday. Medications are to high. Diabetes is a very serious condition why don’t they help diabetics out and you shouldn’t have to be 65 and over to get any medicare or medicade or have very low income or a child, they should include people who have diseases at these department of health care services. It shouldn’t have to be to a point to where your so ill that you cant do anything for your self to get SSI or any kind of medical help. Also, if they had a insurance plans “just” for diabetics it should cover any and everything.

 
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Republicans, what would you do if you didn’t have health insurance & you situaltion was like mine?

05 Jun

I had a son that was sick. I was taking off work. I was told I had to pick my son or my job. I told my boss my son came first. So I left my job & my my son died 4 months later. I was very ill & couldn’t think well for a long time. I found out I had diabetes. I couldn’t afford health insurance. Now I am feeling healthier. I can do a little work so I have started a business working for myself because I get low sugar & dizzy & don’t want to drive alot. I do not make enough money to pay for health insurance it is very high with diabetes. What do you suggest I do? I have tried everything I can think of. If I end up in hospital, the hospital will not charge me but that means the people with insurance pay more. I am trying to do the right thing. Doesn’t it make sense that we need coverage for all or do you have a better solution. Come on people who don’t want universal coverage give me your intelligent answers.
In response to some of the comments: I have never drank or smoked. I’m a goody goody. My husband has dylexia & is the hardest working man I have every seen or anyone has seen him has seen. Both of us were. We both just shut down after all we went through. I know certain ones here don’t understand that but you have never been through this & never want to go through it…I am on a special diet. I do all the right things & I am doing OK with the diabetes. I am a responsible person & just wanted to see if republicans had any ideas that people who want coverage for all don’t know about. BTW, for those republicans who think this is my fault I am not even overweight.
I didn’t have the opportunity to get a good education & have tried to go back to school but with my blood sugar fluctuating the way it does I can’t do the work anymore. I don’t want to go on disability. I love to work I was asking for an answer, not all this judgement. My husband & I have also worked very hard. Not everyone is the same with diabetes. Some people get completely well & go off meds. & others have amputations. So you judgement is from ignorance.

 
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Health insurance industry databases.?

04 Jun

My insurer has been sending me diabetes material. I am not diabetic, but was prescribed a diabetic medicine (glyset) in an attempt to help my hypoglycemia. I explained this to them, and they said that they took me off of the diabetes mailing list.

Is there a health insurance industry database In which I might now be listed as diabetic? If so, who do I deal with to clear my record?

I was never officially diagnosed as diabetic, they just made the inference based on the prescription.

 
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getting affordable health insurance?

01 Jun

My husband has basic health he got it by someone sponsering him through his health care provider.My question is He is 47 and has alot of health problems severe asthma diabetes he takes several medications.He was just in the hospital for an infection in his lungs for 4 days.He got a letter from basic Health asking him for a 2009 incometax statement.My husband has not filled out income tax for a long time because he does not make enough.I am the bread winner in the family.He makes probably 2 to 300 a month because of his health problems.Is there anyway he can keep his basic health insurance without sending in a tax form.If he doesnt have the insurance and cant get his medication or see his dr he could possibly die.Please anyone with some help would be appreciated.

 
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My mom Has Diabetes And we Have No Insurance Is there a health program taht can help us..?

01 Jun

With the expenses of the Medical Expenses and prescribtions. We have taken her 2 times already and we have spend a little over 800.00 Dollars. She doesnt qualify for Medi-Cal cause she is not 65 years old til next yr.
Also is there some kind of list online about foods she can eat sort of WHAT NOT AND WHAT TO EAT??.
If anyone can help us we would really appreciate.
We are located in Soledad,Ca. Near Monterey Bay.
If anyone out there can help up we would really appreciate any help what so ever. Thank you so much and may god bless you all

 
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as the result of my low wages and 2 kids in the family, I couldn’t afford any health insurance and I’m ill

31 May

my kids have TX medicaid and WIC but to treat my sickness and diabetes could cost me a lot of money. So, is there any proper channel for me to apply assistance from TX.

 
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Health insurance question! Project for school!?

30 May

If a person doesn’t have health insurance and they are diagnosed with diabetes or cancer, do they still have to pay full price for their medication??
Also about how many people die from cancer/diabetes due to the fact of not having money for the treatment?

I don’t need the whole number of uninsured deaths in general, I need something more specific.

THANK YOU!
Anything would help!

 
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